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Verified earnings summary

Research updated: Jul 12, 2026, 12:00 AM UTC

BAC 2026 Q1

For the quarter ended March 31, 2026, Bank of America reported higher net income and revenue, with growth in net interest income, sales and trading, investment banking, and asset-management fees, while credit costs remained broadly stable and client activity was resilient.

This page provides a source-verified release summary. It does not display a normalized metric table or post-earnings market reaction until those fields are independently verified.

Constructive signals after the release

  • Higher deposit and loan balances and fixed-rate asset repricing supported net interest income growth, providing a durable earnings lever if funding remains disciplined.
  • Growth in sales and trading, investment banking, and asset-management fees diversifies earnings beyond spread income.
  • Net new checking accounts, digitally enabled sales, payment growth, and wealth inflows can deepen relationships and improve operating efficiency.

Risks that still need monitoring

  • Credit normalization

    Consumer and commercial deterioration could raise net charge-offs and provisions, offsetting revenue growth even while current asset quality is stable.

  • Rate and balance-sheet sensitivity

    Unexpected rate moves, deposit migration, or funding-cost pressure can weaken net interest income and affect the value of securities and other rate-sensitive positions.

  • Market and regulatory exposure

    Capital-markets revenue can be volatile, while evolving capital, liquidity, consumer, and compliance requirements can raise costs or constrain capital returns.

Primary sources

Bank of America Reports First Quarter 2026 Financial ResultsBank of America Corporation · earningsVerified

Fetched: 7/12/2026, 12:00:00 AM UTC

Published: 4/15/2026, 12:00:00 AM

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Bank of America Investor RelationsBank of America Corporation · companyVerified

Fetched: 7/12/2026, 12:00:00 AM UTC

Open original source
Bank of America Form 10-Q for the Quarter Ended March 31, 2026U.S. Securities and Exchange Commission · filingVerified

Fetched: 7/12/2026, 12:00:00 AM UTC

Published: 5/1/2026, 12:00:00 AM

Open original source

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