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PGRNYSE/financials

The Progressive Corporation

$234.48Up+3,76 (+1,63%)
Research reviewed: 12 jul 2026, 00:00 UTC
Research overview3-month price contextInvestment thesisKey catalystsLatest earnings researchRecent newsData and research sources

Research overview

The Progressive Corporation operates in Property and Casualty Insurance within the financials sector. This profile tracks its company-specific earnings drivers, valuation conditions, and primary-source risks.

Apertura
232,28
Máximo
234,99
Mínimo
230,93
Capitalización
136,51 mil M
Ratio PER
11.93
Máximo de 52 semanas
--
Dividendo
6.020%
Dividendo trimestral
--

3-month price context

El gráfico muestra la tendencia reciente de 3 meses para entender la estructura de corto plazo antes de abrir el workspace completo.

Investment thesis

Base case
Competitive pricing and distribution can sustain personal-lines policy growth. The base case remains conditional on claims severity staying manageable.
Bull case
Competitive pricing and distribution can sustain personal-lines policy growth. Granular data and telematics can improve risk selection and retention. Home and auto bundling can deepen customer relationships and reduce churn.
Bear case
Repair, medical and litigation inflation can outpace pricing actions. Severe weather can produce volatile property and vehicle losses. Delayed rate approvals can weaken underwriting margins in inflationary markets.
Thesis invalidation
Reassess the thesis if repair, medical and litigation inflation can outpace pricing actions.

Key catalysts

  • Policy growth

    Competitive pricing and distribution can sustain personal-lines policy growth.

  • Pricing segmentation

    Granular data and telematics can improve risk selection and retention.

  • Bundling opportunity

    Home and auto bundling can deepen customer relationships and reduce churn.

Principal risks

  • Claims severity

    Repair, medical and litigation inflation can outpace pricing actions.

  • Catastrophe losses

    Severe weather can produce volatile property and vehicle losses.

  • Rate regulation

    Delayed rate approvals can weaken underwriting margins in inflationary markets.

Latest earnings research

Q1 2026

Progressive's first-quarter materials showed continued policy growth and underwriting discipline across personal and commercial insurance.

Valuation interpretation

  • The underwriting premium depends on preserving segmentation advantages while scaling policies.
  • Growth should be evaluated against claims inflation, weather volatility and regulatory lag.

Peer research

CBBACBRK.B

Recent news

Zacks · hace 8 horas

Can Progressive Surpass Estimates This Earnings Season?

Simply Wall St. · hace 3 días

Index Exit and Upbeat Underwriting Trends Could Be A Game Changer For Progressive (PGR)

StockStory · hace 4 días

2 Profitable Stocks to Own for Decades and 1 That Underwhelm

Simply Wall St. · hace 4 días

Progressive (PGR) After Russell Growth Index Exits Still Looks Fully Valued

24/7 Wall St. · hace 4 días

Allstate Vs. Progressive: Buy Allstate’s Deep-Value Multiple Not Progressive’s Premium Run

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Metodología de análisisLeer informes de mercado

MT Newswires · hace 5 días

Personal Line Carriers Expected to Post Strong Underwriting in 2026, Morgan Stanley Says

Data and research sources

Research updated: 12 jul 2026, 00:00 UTC
3 verified sources
Progressive Reports First Quarter 2026 ResultsThe Progressive Corporation · earningsVerified

Fetched: 12/7/2026, 0:00:00 UTC

Published: 15/4/2026, 0:00:00

Open original source
The Progressive Corporation Investor RelationsThe Progressive Corporation · companyVerified

Fetched: 12/7/2026, 0:00:00 UTC

Open original source
The Progressive Corporation SEC filings and company factsU.S. Securities and Exchange Commission · filingVerified

Fetched: 12/7/2026, 0:00:00 UTC

Published: 15/4/2026, 0:00:00

Open original source
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